Personal
loans for
kicking goals

Low rates starting from 6.74% p.a. (comparison rate from 8.13% p.a.*) with money in your bank account in as little as 60 minutes.

Won't impact your credit score!
Personal Loans
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      /  
check Fast online approval
check Trusted by over 450,000 Australians
check Flexible terms, no early exit fees

Estimate your repayments

Find out how much your repayments and interest rate could be with our calculator.

Enter your loan details

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Estimated monthly repayments

$0.00

Example interest rate

8.7% p.a.

Comparison rate*

10.08% p.a.

Total charges

$0.00

Total repayments

$0.00

It won’t affect your credit score!
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Check our rates and fees

Interest rate (p.a.)

6.74

%p.a.

up to

24.49

%p.a.

Comparison rates (p.a.)*

8.13

%p.a.

up to

25.87

%p.a.
Check our rates

Establishment fee

$395

Loans up to $15,000

$495

Loans above $15,001


Loan term

3 to 5 years


Our fees

$10

Monthly fee

$0

Early exit fees

*This comparison rate is based on an unsecured variable rate personal loan of $30,000 for a term of 5 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. $495 establishment fee and $10 monthly fee applies.

How to apply

1Check your rate and repayments

You can get a conditional loan offer in just minuteswithout impacting your credit score!

2Submit your application

Review your loan offer, accept it, and you’ll get anapproval outcome typically within 60 minutes.

3Same-day transfer

Once approved, we’ll transfer the money to your bankaccount immediately, even on weekends.

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Must be Australian citizen, New Zealand citizen or permanent resident

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Earn more than $30,000 p.a. from employment

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Must at least be 18 years old

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Bank-grade security

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‘Read only' access to accounts

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256-bit data encryption

Won't impact your credit score!
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Win $10,000

to kick your goals

Simply download the MONEYME app and describe your goal in 25 words or less for your chance to win!

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Loans for small
and big moments

Won't impact your credit score!
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Big purchase
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Renovation
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Holiday
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Medical
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Debt consolidation
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Vehicle
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Education
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What our customers say

4.6 review ratingmoneyme logo

Everything you
need in one app

Apply in minutes and manage your account
wherever and whenever you need it.

Choose a lender
with purpose

Our philosophy? Doing good while doing business.

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How to get a loan for debt consolidation

Applying for our debt consolidation loan is easy as everything is paperless. If you’re employed, 18 years or older, and a resident in Australia then you are all set to apply. Complete your easy online application via your mobile, get fast approvals fast, and depending on who you bank with, your money can be available in your account within 60 minutes.

Frequently asked questions

*This comparison rate is based on an unsecured variable rate personal loan of $30,000 for a term of 5 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. $495 establishment fee and $10 monthly fee applies.

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MONEYME acknowledges Aboriginal and Torres Strait Islander peoples as the first people and Traditional Custodians of the land and waterways throughout Australia. We recognise their continued connection to culture, community and Country, and pay our respects to Elders past and present.

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Copyright 2024 l MoneyMe Financial Group Pty Ltd l ABN 40 163 691 236 l Australian credit licence number 442218 | Credit criteria, fees, charges, terms and conditions apply.