Freestyle
Credit Card

A credit card designed for today. 100% digital, up to 55 days
interest free, and with zero fee options.

MoneyMe

Freestyle

Start using your card in minutes, not days

Freestyle is ready to use straight away, once approved.

Apply online
in minutes

Choose a credit limit
from $1,000 - $5,000

Add your card to
your mobile wallet

Ready to use
straight away

Interest free days
and
zero fee options

Enjoy more flexibility with up to 55 days interest free
on everyday purchases.

Other fees and
charges may apply.

18.24

%p.a.

up to

23.24

%p.a.

Standard interest rate applies
after interest free period²

Annual fee

$0 Credit limit up to $3,000

$49 From $3,001 to $5,000³

Monthly fee

$0 Balance under $20

$5 Balance over $20

Cash advance fee

1.5% On ATM withdrawals

How to apply

1Apply in minutes

Apply for a Freestyle Credit Card online or via the
MONEYME app. Keep your driver’s licence ready
to verify your account.

2Choose a credit limit

Get your credit offer and choose a credit limit from
$1,000-$5,000 to suit your needs.

3Add to your mobile wallet

Activate your Freestyle Credit Card to start spending
immediately, once approved.

Everything you
need in one app

Apply in minutes and manage your account
wherever and whenever you need it.

Choose a lender
with purpose

Our philosophy? Doing good while doing
business.

Explore our impact

Supporting World Vision
We sponsor a child on behalf of every Australian employee. All of these children live in the same community in Uganda, called Busakira.
We partner with Canteen to help fund the delivery of vital counselling services and programs. Canteen is an Australian not-for-profit that provides free and tailored support to young people aged 12-25 who are impacted by cancer.
More info
Mitigating modern slavery
We are committed to keep improving our understanding and mitigation of modern slavery risks in our operations and supply chains.
Read our statement
Renewable energy in our offices
Reducing our environmental footprint to support Australia's path to Net Zero.
Reconciliation action plan
We walk with First Nations peoples toward reconciliation.
Read more
Discounted rates for EVs
Making sustainable choices more affordable for our customers.
Read more
Supporting World Vision
We sponsor a child on behalf of every Australian employee. All of these children live in the same community in Uganda, called Busakira.
We partner with Canteen to help fund the delivery of vital counselling services and programs. Canteen is an Australian not-for-profit that provides free and tailored support to young people aged 12-25 who are impacted by cancer.
More info
Mitigating modern slavery
We are committed to keep improving our understanding and mitigation of modern slavery risks in our operations and supply chains.
Read our statement
Renewable energy in our offices
Reducing our environmental footprint to support Australia's path to Net Zero.
Reconciliation action plan
We walk with First Nations peoples toward reconciliation.
Read more
Discounted rates for EVs
Making sustainable choices more affordable for our customers.
Read more
Supporting World Vision
We sponsor a child on behalf of every Australian employee. All of these children live in the same community in Uganda, called Busakira.
We partner with Canteen to help fund the delivery of vital counselling services and programs. Canteen is an Australian not-for-profit that provides free and tailored support to young people aged 12-25 who are impacted by cancer.
More info
Mitigating modern slavery
We are committed to keep improving our understanding and mitigation of modern slavery risks in our operations and supply chains.
Read our statement
Renewable energy in our offices
Reducing our environmental footprint to support Australia's path to Net Zero.
Reconciliation action plan
We walk with First Nations peoples toward reconciliation.
Read more
Discounted rates for EVs
Making sustainable choices more affordable for our customers.
Read more

Item 1 of 6

What our customers say

4
Efficient service.
I have had no problems at all everything was done to my satisfaction at a fast and prompt manner.
DianeJan 11, 2023
5
Super efficient.
Was a stress-free application and approval received within hours. Experience was awesome, kept me in the loop when required.
TomOct 16, 2023
4
Fantastic!
Was a stress-free application and approval received within hours. Experience was awesome, kept me in the loop when required. 💚
Renee YJan 18, 2024
5
Very good to deal with you.
It's all about the service that is provided for the customer. Would recommend to others.
Steve CDec 19, 2023
5
Great experience!
Service was quick and efficient, and the staff were very helpful throughout the process.
JessicaNov 2, 2023
4
Quick and easy.
Process was quick and easy, and the customer service was excellent.
MichaelJul 22, 2023
5
Outstanding!
An outstanding experience with prompt responses and efficient service.
AnnaMar 5, 2024
4
Highly recommend.
I highly recommend this service to anyone looking for fast and reliable support.
JohnApr 10, 2024
5
Excellent service.
Excellent service from start to finish, with clear communication and quick turnaround.
SarahJun 18, 2023
4
Good experience.
Overall good experience, though there were a few minor issues that were promptly resolved.
RobertSep 12, 2023
5
Fantastic support.
Fantastic support and service, with a quick response time and helpful staff.
EmilyAug 7, 2023
4
Very good service.
Very good service with timely responses and a smooth process.
JamesFeb 15, 2024
5
Amazing experience.
Amazing experience with a streamlined process and supportive staff.
LauraMay 25, 2024
4
Satisfactory.
Satisfactory service, with prompt responses and an overall positive experience.
PaulMar 14, 2024
5
Top-notch service.
Top-notch service with fast processing and excellent customer care.
RebeccaDec 2, 2023
4
Reliable service.
Reliable service with good communication and quick resolutions.
ChrisOct 8, 2023
5
Exceptional support.
Exceptional support with thorough assistance and prompt service.
NancyJul 16, 2023
4
Good service.
Good service overall, with a few minor issues quickly addressed.
AndrewApr 5, 2024
5
Excellent experience.
Excellent experience with fast processing and helpful staff.
LisaSep 22, 2023
5
Outstanding service.
Outstanding service with a seamless process and great customer care.
John DNov 12, 2023
4
Efficient service.
I have had no problems at all everything was done to my satisfaction at a fast and prompt manner.
DianeJan 11, 2023
5
Super efficient.
Was a stress-free application and approval received within hours. Experience was awesome, kept me in the loop when required.
TomOct 16, 2023
4
Fantastic!
Was a stress-free application and approval received within hours. Experience was awesome, kept me in the loop when required. 💚
Renee YJan 18, 2024
5
Very good to deal with you.
It's all about the service that is provided for the customer. Would recommend to others.
Steve CDec 19, 2023
5
Great experience!
Service was quick and efficient, and the staff were very helpful throughout the process.
JessicaNov 2, 2023
4
Quick and easy.
Process was quick and easy, and the customer service was excellent.
MichaelJul 22, 2023
5
Outstanding!
An outstanding experience with prompt responses and efficient service.
AnnaMar 5, 2024
4
Highly recommend.
I highly recommend this service to anyone looking for fast and reliable support.
JohnApr 10, 2024
5
Excellent service.
Excellent service from start to finish, with clear communication and quick turnaround.
SarahJun 18, 2023
4
Good experience.
Overall good experience, though there were a few minor issues that were promptly resolved.
RobertSep 12, 2023
5
Fantastic support.
Fantastic support and service, with a quick response time and helpful staff.
EmilyAug 7, 2023
4
Very good service.
Very good service with timely responses and a smooth process.
JamesFeb 15, 2024
5
Amazing experience.
Amazing experience with a streamlined process and supportive staff.
LauraMay 25, 2024
4
Satisfactory.
Satisfactory service, with prompt responses and an overall positive experience.
PaulMar 14, 2024
5
Top-notch service.
Top-notch service with fast processing and excellent customer care.
RebeccaDec 2, 2023
4
Reliable service.
Reliable service with good communication and quick resolutions.
ChrisOct 8, 2023
5
Exceptional support.
Exceptional support with thorough assistance and prompt service.
NancyJul 16, 2023
4
Good service.
Good service overall, with a few minor issues quickly addressed.
AndrewApr 5, 2024
5
Excellent experience.
Excellent experience with fast processing and helpful staff.
LisaSep 22, 2023
5
Outstanding service.
Outstanding service with a seamless process and great customer care.
John DNov 12, 2023
4
Efficient service.
I have had no problems at all everything was done to my satisfaction at a fast and prompt manner.
DianeJan 11, 2023
5
Super efficient.
Was a stress-free application and approval received within hours. Experience was awesome, kept me in the loop when required.
TomOct 16, 2023
4
Fantastic!
Was a stress-free application and approval received within hours. Experience was awesome, kept me in the loop when required. 💚
Renee YJan 18, 2024
5
Very good to deal with you.
It's all about the service that is provided for the customer. Would recommend to others.
Steve CDec 19, 2023
5
Great experience!
Service was quick and efficient, and the staff were very helpful throughout the process.
JessicaNov 2, 2023
4
Quick and easy.
Process was quick and easy, and the customer service was excellent.
MichaelJul 22, 2023
5
Outstanding!
An outstanding experience with prompt responses and efficient service.
AnnaMar 5, 2024
4
Highly recommend.
I highly recommend this service to anyone looking for fast and reliable support.
JohnApr 10, 2024
5
Excellent service.
Excellent service from start to finish, with clear communication and quick turnaround.
SarahJun 18, 2023
4
Good experience.
Overall good experience, though there were a few minor issues that were promptly resolved.
RobertSep 12, 2023
5
Fantastic support.
Fantastic support and service, with a quick response time and helpful staff.
EmilyAug 7, 2023
4
Very good service.
Very good service with timely responses and a smooth process.
JamesFeb 15, 2024
5
Amazing experience.
Amazing experience with a streamlined process and supportive staff.
LauraMay 25, 2024
4
Satisfactory.
Satisfactory service, with prompt responses and an overall positive experience.
PaulMar 14, 2024
5
Top-notch service.
Top-notch service with fast processing and excellent customer care.
RebeccaDec 2, 2023
4
Reliable service.
Reliable service with good communication and quick resolutions.
ChrisOct 8, 2023
5
Exceptional support.
Exceptional support with thorough assistance and prompt service.
NancyJul 16, 2023
4
Good service.
Good service overall, with a few minor issues quickly addressed.
AndrewApr 5, 2024
5
Excellent experience.
Excellent experience with fast processing and helpful staff.
LisaSep 22, 2023
5
Outstanding service.
Outstanding service with a seamless process and great customer care.
John DNov 12, 2023

Item 1 of 20

*This comparison rate is based on an unsecured variable rate personal loan of $30,000 for a term of 5 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. $495 establishment fee and $10 monthly fee applies.

MONEYME acknowledges Aboriginal and Torres Strait Islander peoples as the first people and Traditional Custodians of the land and waterways throughout Australia. We recognise their continued connection to culture, community and Country, and pay our respects to Elders past and present.

Our business hours

Customers

Monday - Friday
8AM-7PM

Saturday
9AM-6PM

Sunday
Closed

Partners

Monday - Friday
8AM-5PM

Saturday & Sunday
9AM-3PM

FreestyleCredit Card